Frequently Asked Questions

Opt-Out/Waiver

(International Students Only)

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Summer - 04/19/2024 - 06/05/2024

Summer II - 05/30/2024 - 07/12/2024

The Texas A&M University System

Student Health Insurance Plan Waiver Criteria

The Texas A&M University System has established five circumstances in which an international student can request a waiver to the student health insurance plan by providing alternative health insurance coverage. In order to be approved for a waiver, your alternate health coverage must meet the requirements as set in the System Regulation and be submitted with proof documentation prior to the deadline.

Please review these prior to submitting your waiver request.

  1. Student is sponsored by the United States government; or
  2. Student is sponsored by a foreign government recognized by the United States or certain international, government-sponsored or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP; or
  3. Student is enrolled in an employer-provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP; or
  4. Student is enrolled in only distance learning programs; or
  5. Student is involved in intercollegiate athletics and coverage for all medical insurance is provided through a policy as part of the current sports accident medical policy approved by System Risk Management.
  6. Alternative coverage for the Summer semester must be effective 5/17/24 – 08/31/24.
  7. Travel Plans are not acceptable plans to waive the insurance coverage unless sponsored by US Employer or Foreign Government.

Requirements:

  1. Policy provides the Essential Minimum Benefits required by the PPACA with no annual limits.
  2. Policies annual Deductible of no more than U.S. $500 (except for employer plans.)
  3. Policy contains no exclusions for pre-existing conditions.
  4. Proof of Repatriation expenses in the amount of no less than $25,000.
  5. Proof of expenses associated with the medical evacuation of the insured to the insured’s home country of no less than $50,000.

Acquire the following scanned documents before clicking below to submit your waiver information:

  1. A scanned copy of the front and back of your health insurance ID card indicating you are a covered member.
  2. A scanned copy of your complete policy, including exclusions & limitations and dependent coverage.

Students that wish to waive for the Summer 2023-2024 semester:

CLICK HERE TO SUBMIT YOUR Summer 2023-24 WAIVER REQUEST ONLY IF YOU MEET ONE OF THE ABOVE CRITERIA & HAVE YOUR SCANNED DOCUMENTS READY

Please contact Academic HealthPlans at help.ahpcare.com if you have questions.